Aiming for the higher yields: Sue Fieldman hears how some of the professionals would handle their children's pounds 100 Christmas presents

KEAN SEAGER is an investment adviser with four children. He and his wife Janet would put the childrens' pounds 100s into unit trusts.

He says: 'I am Mr Boring Scrooge Sensible. I would go for the M&G Extra Yield as it has a good yield and there is a low minimum investment.'

His eldest son Ben, who is 12, has different ideas. Ben says: 'I would spend the money on board games and computer games. If I had any left I would save it and give a little to charity.

'For my Dad I would buy a wig. We always take the mickey out of him about being bald.'

Lauren, six, says she already has lots of money - 17p. But she would put her pounds 100 towards riding lessons. Jacob, three, would buy toys. Poppy, four months, was the only one who did not disagree with Daddy's financial advice.

(Photograph omitted)