Best savings rates

INSTANT ACCESS

Portman BS 01202 292444 Instant Access Instant pounds 100 4.70 Year

Bank of Scotland 0500 804804 Instant Access Savings Instant pounds 5,000 5.13 Month

Bank of Scotland 0500 804804 Instant Access Savings Instant pounds 10,000 5.60 Month

Direct Line 0181 667 1121 Instant Savings Instant pounds 50,000 5.75 Year

POSTAL ACCOUNTS

Teachers' BS 01202 887171 Bullion Postal pounds 500 4.80 1/2 Year

Melton Mowbray BS 01664 480214 Postal Direct Postal pounds 1,000 5.60 Year

Sun Banking Corporation 01438 744500 Direct Postal Postal pounds 5,000 5.75 Year

Northern Rock BS 0500 505000 Select Instant Postal pounds 5,000 6.25 Year

NOTICE ACCOUNTS & BONDS

Chelsea BS 0800.132351 POST-tel 20 20 day P pounds 5,000 6.05 Year

First National BS 01232 314050 High Yield 30 day pounds 25,000 6.45 Year

Northern Rock BS 0500 505000 Select 60 60 day P pounds 10,000 6.50 Year

Leeds & Holbeck BS 0113 225 7777 Postal Bonus 30/4/98 P pounds 10,000 7.00 Maturity

CHEQUE ACCOUNTS

Kleinwort Benson 0800 317477 HICA Instant pounds 2,500 5.20 Month

Investec Bank (UK) 0171 626 0879 HICA 5000 Instant pounds 5,000 5.25 Month

Halifax BS 01422 335333 Asset Reserve Instant pounds 10,000 4.25 Quarter

Chelsea BS 0800 717515 Classic Postal Instant pounds 10,000 4.50 Year

FIXED RATE BONDS

Portman BS 0800 663663 Fixed Interest Bond 1 Year pounds 500 6.60F Maturity

Bristol & West BS 0800 202121 Year Plus Fixed Rate 1/5/98 pounds 5,000 7.00F Maturity

Birmingham Midshires 0645 720721 Fixed Rate Bond 2 Year pounds 50,000 7.05F Year

Coventry BS 0345 665522 Fixed Rate Bond 30/11/99 pounds 1,000 7.30F Year

FIRST TESSAS

Sun Banking Corp 01438 744505 Fixed Rate TESSA 5 years pounds 8,575 7.50F Year

NatWest Bank 0800 200400 Fixed Rate TESSA 5 years pounds 5,000 7.45F Year

Investec Bank (UK) 0171 626 0879 5 years pounds 9,000 7.20 Year

Birmingham Midshires 0645 720721 Inflation Beater 5 years pounds 1,000 7.00 Year

FOLLOW-ON TESSAS

Sun Banking Corporation 01438 744505 Fixed Rate TESSA 5 years pounds 9,000 7.50F Year

NatWest Bank 0800 200400 Fixed Rate TESSA 5 years pounds 5,000 7.45F Year

National Counties BS 01372 747771 5 years pounds 9,000 7.20 Year

West Bromwich BS 0990 143668 5 years pounds 250 7.00 Year

GUARANTEED INCOME BONDS (net)

Financial Assurance 0181 3803388 1 year pounds 5,000 5.30FN Year

Pinnacle Insurance 0181 207 9007 2 year pounds 3,000 5.90FN Year

Hambro Assured 0800 838020 3 years pounds 20,000 6.05FN Year

Hambro Assured 0800 838020 4 years pounds 10,000 6.25FN Year

Hambro Assured 0800 838020 5 years pounds 50,000 6.45FN Year

OFFSHORE ACCOUNTS (gross)

N'castle Bank Gibraltar 00 350 76168 Nova Access Instant pounds 25,000 6.30 Year

Northern Rock, Guern 01481 714600 Offshore 30 30 day pounds 10,000 6.55 Year

Birmingham Mids Guern 01481 700680 Offsore Fixed 31/1/98 pounds 5,000 6.85F Maturity

Northern Rock, Guern 01481 714600 Millennium Bond 1/1/00 pounds 10,000 7.50F Year

NATIONAL SAVINGS ACCOUNTS (gross)

Investment Accounts 1 month pounds 20 4.75 Year

pounds 500 5.25 Year

pounds 25,000 5.50 Year

Income Bonds 3 months pounds 2,000 6.00 Month

pounds 25,000 6.25 Month

Capital Bond Series J 5 years pounds 100 6.65F Maturity

First Option Bonds 12 months pounds 1,000 6.00F Year

pounds 20,000 6.25F Year

Pensioner's G'teed Income Bond Series 3 5 year pounds 500 7.00F Month

NS Certificates (tax-free) 43rd issue 5 year pounds 100 5.35F Maturity

9th Index linked 5 year pounds 100 2.50+rpi Maturity

Children's Bond Issue H 5 year pounds 25 6.75F Maturity

P post only F fixed rate

N net rate A All withdrawals subject ot 30 day loss of interest All rates are shown gross and are subject to change without notice. Source: MONEYFACTS 01692 500677. 9 January 1997