BSM course could cut cost of motor insurance

Cheaper motor insurance may be on the way for newly qualified drivers who are prepared to undergo additional training, writes Fiona Bawdon.

The British School of Motoring is in talks with a number of insurance companies about offering premium discounts to new drivers who have taken BSM's qualified driver training course.

At the moment, General Accident is the only insurer to operate such a scheme. It gives new drivers who take BSM's pounds 95 Vantage training a 25 per cent discount on their annual premium. 'When you think what newly qualified drivers have to pay, pounds 95 is peanuts,' said a BSM spokesperson.

The Vantage training course addresses 'attitude, awareness and risk assessment'. It involves four hours of home study and four hours' driving with an inspector.