Get into the grousing spirit

Complaining about poor treatment at the hands of financial institutions could give Independent readers a warm glow this Christmas.

We are offering bottles of The Famous Grouse Finest Scotch Whisky to readers with the best Money Grouses.

The person with the best grouse will receive three bottles and the runners-up one each. Other entertaining gripes and groans about any corner of your finances could be rewarded with Famous Grouse miniatures.

The winning complaints will be featured in the Independent's Money Grouse section.

Send entries to: Money Grouse competition, Personal Finance, 40 City Road, London EC1Y 2DB. The entries should include full details of the complaint plus the writer's full name, address and daytime and home phone numbers.

Closing date is 15 December. The hooch will be sent to arrive in time for Christmas. Usual competition rules apply.

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