New TSB fixed-rate mortgages

TSB has a new series of fixed rates including 10-year loans at 8.89 per cent for 25 per cent deposits, 8.99 per cent for 95 per cent loans with TSB buildings and contents insurance and 9.19 per cent for loans with no compulsory insurance. The five-year loans are at 8.39 per cent and 8.59 per cent, and three years at 7.45 and 7.65 per cent.

John Charcol has two-year loans at 6.39 per cent for those with a 40 per cent deposit. Northern Rock's fix until March 1996 for up to a 95 per cent loan is 4.99 per cent.

Birmingham Midshires is offering a two-year, 1.75 per cent discount on its variable loans, bringing the rate down to 5.99 per cent. Borrowers also get pounds 650 cash on completion.