Personal finance: Loose Change

FRAMLINGTON HAS launched growth and income ISAs, with its growth ISA giving access to its health, financial, European, America growth, income & growth and capital funds. Income ISAs will focus on extra income, monthly income, managed distribution bond and European bond funds. The funds will have initial charges of between 3 and 5.5 per cent, plus annual charges of 1 to 1.5 per cent. The minimum lump sum is pounds 1,000, or pounds 50 regular savings.

Call 0345 775511.