Ever wondered what the label "Home Guarantee" tagged on to property details means? Home Guarantee is an insurance policy available to cover any breakdown in your heating, plumbing or electrical systems for a 12-month period. The scheme is aimed chiefly at sellers - as long as they are selling through a member of the National Association of Estate Agents - who can use it to attract buyers to their property. The seller pays a flat fee of pounds 165 out of the proceeds of the house sale - so if there's no sale, there's no fee. Details from 0171 403 2233.
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