Q We holiday in Bali frequently, visiting the same hotel, generally by package. This time I have booked directly. What is the best way to settle the accommodation costs: buying local currency in Bali, buying Indonesian rupiah in the UK, or paying by credit card? If a credit card, should I pay in rupiah or pounds sterling?
A I imagine you have found a significantly better deal buying the flights and the hotel separately, and I trust it is good enough to justify surrendering the gold-plated rights that come with buying a proper package holiday.
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