LETTER : Tip for jobless

Saturday 20 April 1996 23:02 BST

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Your advice to clear short-term debts in "Redundant but not ruined" (14 April), fails to point out that many credit cards and personal loans offer payment protection insurance that honoursmonthly payments, usually for a year, while claiming benefits.

In the nine months between my redundancy and return to full-time education in 1993 insurance paid around pounds 2,000 off various debts, a rather more significant saving than the interest saved by early settlement.

Colin Baldwin

Scarborough, North Yorkshire

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LETTER : Tip for jobless

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