The Independent's journalism is supported by our readers. If you click links to other sites on this page, we will earn commission.
Best Pay By Mobile Casino Sites 2026: Deposit by Phone Bill
We’ve evaluated the top 10 Pay By Mobile casinos in the UK market

Customers looking for a secure, efficient and quick way of depositing funds into casino accounts can use pay by mobile casino sites to access bonus offers and games online
With pay by mobile, customers can place deposits via their mobile phone or by simply adding funds to their monthly phone bill.
It removes the element of having to enter financial details into an online casino, adding an extra lay of protection for users as well as speed and efficiency with the process taking a matter of minutes.
But, where can users find the best experience online? Impartiality and reliability are the key component of The Independent’s online casino and betting guides.
Our years of reviewing thousands of casino sites have given us expertise in finding the best operators on the market.
We’ve looked at and tested both established casinos and new online casinos to determine their strengths as a pay by phone casino for new and existing customers our top 10.
What is a Pay By Mobile Casino Site?
A pay by mobile casino allows customers to deposit funds via their mobile phone bill or through a prepaid mobile balance rather than a traditional payment method such as a debit card or bank transfer.
It’s immediate and secure, and the speed of transaction allows users to start their wagering journey with as little hassle as possible after signing up for a pay by phone casino.
Depending on your chosen casino, this could be called Pay By Phone, PayviaPhone or Pay By Phone Bill.
Rest assured it all means the same thing and the processes all share the same traits, ensuring that you can use your mobile phone balance or bill to deposit funds into your casino account.
Top 10 Pay By Mobile Casinos
Ranking | Pay By Mobile Casino | Rating | Casino Sign Up Offer | Minimum Deposit | Promo Code |
#1 | ★ ★ ★ ★ ★ | 100% Bonus Up To £200 | £10 | N/A | |
#2 | ★ ★ ★ ★ ★ | 100% Welcome Bonus Up To £100 | £20 | N/A | |
#3 | ★ ★ ★ ★ ★ | 200% Bonus Up To £50 + 20 Free Spins | £10 | TOC20 | |
#4 | ★ ★ ★ ★ ☆ | 100% Welcome Bonus Up To £25 | £10 | N/A | |
#5 | Funky Jackpot | ★ ★ ★ ★ ☆ | 100% Welcome Bonus Up to £100 + 25 Free Spins | £10 | N/A |
#6 | ★ ★ ★ ★ ☆ | 100% Matched Deposit Up To £200 + 50 Free Spins | £10 | N/A | |
#7 | Monster Casino | ★ ★ ★ ★ ☆ | 100% Matched Deposit Up To £200 | £10 | MC200 |
#8 | Spinzwin | ★ ★ ★ ★ ☆ | 100% Matched Deposit Up To £100 + 20 Free Spins | £10 | SP100 |
#9 | The Phone Casino | ★ ★ ★ ★ ☆ | Up To 150 No Wagering Free Spins | £5 | N/A |
#10 | Duelz Casino | ★ ★ ★ ★ ☆ | 100% Welcome Bonus up to £100 + 100 Free Spins | £10 | N/A |
How We Rate Pay By Phone Bill Casinos
We have numerous stringent factors when it comes to evaluating pay by mobile casinos, ensuring that we only recommend the best online casinos to our readers. These include:
Licensing
We will only recommend gambling sites that carry a licence to trade which has been awarded by the UK Gambling Commission (UKGC). The UKGC exists to enforce the rules set by independent review bodies such as eCOGRA, so any UK casinos that are not regulated by the UKGC are considered unsafe and should be avoided.
Security
Our recommended pay by phone casinos will all use up-to-date security features to protect customer details and data. Examples of such features include SSL encryption and two-factor authentication.
Reputation
We judge casinos by reputation and our impressions after using them. We consider established brands, such as Duelz, and new pay by phone casinos that have caught our eye for the quality of their overall product.
Game Variety
The best casino sites will provide plenty of variety for their users, whether that be slot games and roulette options or table games such as online poker. These games must be provided by a range of quality operators, such as NetEnt and Playtech.
Customer Experience
What is the customer getting out of the casino? Are there enough games, such as slots, table games and live casino? Does it have a reputation as a high payout casino? There should be a variety of options and themes to satisfy all users.
Usability
How easy is the pay by mobile casino site and app to use? We only want to use sites that offer sound usability and functionality across the board, whether you’re using the desktop site, Apple or Android app, or a mobile browser.
Payment Methods
Along with Pay By Mobile, users should have access to a variety of payment options to reflect modern transactions. Bank transfers and debit cards are staples, but we want to ensure that newer methods are available, such as e-wallets and Apple Pay casinos.
Welcome Bonus
New customers should be rewarded with a quality casino sign up bonus. If we’re not satisfied with the casino bonuses on offer we won’t recommend the pay by phone bill casino site.
Promotions
Promotions should not end after the welcome bonus. Users should have options such as free spins, free play games, free bets and prize draws, among others.
Payout Rates
When recommending pay by phone casinos, we check that their games have a reasonable volatility and RTP, and chances for users to win fairly.
Responsible Gambling
We only recommend pay by mobile casino sites that promote responsible gambling and provide the requisite tools to help players manage their gambling habits.
Online casinos should take responsible gambling seriously, offering a range of support methods to aid users who require assistance. Deposit limits, loss limits and self-exclusion should all be on hand and easily accessible.
How to Deposit to a Pay By Mobile Casino
Pay by mobile makes it easy to fund your casino account without needing a debit card or e-wallet. Instead, your deposit amount is added to your mobile phone bill or deducted from your pay-as-you-go balance.
- Choose a Casino - Pick one of our recommended pay by mobile casino sites and follow the link to sign up.
- Select Pay by Mobile method - During the deposit process, choose pay by mobile (or a branded version like fonix) as your payment method.
- Enter Deposit Amount - Input how much you want to deposit — usually capped at around £10–£30 per transaction.
- Verify Your Payment - You may receive a confirmation SMS or automated call containing a verification code. Enter this to approve the transaction confirming you wish to deposit funds into a pay by phone bill casino.
- Complete Deposit - Once confirmed, the funds will appear in your casino account instantly. The charge will then show up on your next phone bill or be deducted from your prepaid credit.
How to Withdraw From a Pay By Phone Bill Casino
Unfortunately, you cannot use pay by mobile to withdraw funds from casino apps or sites.
- Fast withdrawal casino sites offer alternative banking methods, including debit card, bank transfer, PayPal, Skrill, Neteller and Payz.
- Debit card is the easiest withdrawal method, with users simply needing to enter their card details before the money arrives within 12 hours (and often as quickly as two hours).
- With a PayPal casino, customers can withdraw funds in a similar manner, though the processing time is a little longer – usually around 24 hours.
- A Payz, Neteller or Skrill casino work in a similar manner to debit card withdrawals. Your bank account and card are linked to your account, so you simply withdraw into that.
The withdrawal system works in a similar way to deposits:
- Select your withdrawal method.
- If required enter your details. Financial details are protected by the latest security software.
- Enter the withdrawal amount and confirm your withdrawal.
- Depending on your chosen withdrawal method, your funds will be returned within 24 hours to 72 hours.
Types of Pay By Mobile Deposits
Pay by mobile casinos will differ on the type of method they use to take pay by mobile deposits. These include:
Boku: Boku is one of the most recognisable brands online for accepting mobile payments. This method simply adds the payment to your mobile bill or removes i from your pre-paid credit. It’s simple, safe and secure, ensuring that no financial details are shared with the online casino.
Fonix: Fonix permits pay by mobile deposit up to £40 at a time, with a minimum £10 deposit required. It’s a common method available on most pay by phone casinos and allows you to add the deposit to your mobile phone bill to be paid at the end of the month. Fonix is reliable and straightforward, making the process seamless.
PayForIt: PayForIt is notable for its partnerships with major mobile networks in the UK. Sky, O2, Vodafone, Virgin, EE and Three are among the brands available for customers to simply deposit, with those funds added to their mobile bill at the end of the month. It has simple aesthetics and straightforward instructions to complete deposits quickly.
Pay By Mobile Slots
Slot games are the pathway for new customers to integrate their way into life with pay by mobile casino sites. Here are the most popular pay by mobile slots that new users will come across after signing up.
Rich Wilde and Book of the Dead: Rich Wilde and Book of the Dead is featured across many welcome offers for new UK casino sign ups. This pay by mobile slot was created in 2016 by Playn’ Go and offers a simplistic gameplay for new users, needing simply to match up three symbols across a 5x3 grid to win prizes, including free spins and cash. It stands for its high RTP, ranging from 96.21 per cent to 94 per cent depending on your chosen casino site. Other notable slot games in the Wilde series include Wildest Gambit and Rich Wilde and the Tome of Insanity.
Big Bass Bonanza: The Big Bass series is arguably the most notable slot games available from pay by mobile casino sites. From Pragmatic Play, Big Bass Bonanza provides new customers with a simple gameplay system where they can learn and understand the rules of basic slots before progressing further should they wish. Big Bass Bonanza is one of the many Big Bass titles available and features only behind Big Bass Splash for longevity. Users play on a 5x3 grid and can play on 10 paylines to secure prizes such as cash and free spins. Big Bass Bonanza has a high RTP of 96.71 per cent, making it a perfect slot game for new customers to get the most out of their first gameplay experience online.
Secrets of Phoenix: Created in 2017 by Roxor Gaming, Secrets of Phoenix is part of the welcome offer from Bally Casino where new users can secure 30 free spins to use on this pay by mobile slot. It follows a theme from other online slots available for new customers where it is simple, allowing users to match symbols using an Aztec-theme to unlock prizes. Unlike more complex slots, players only need to track symbols on a 5x3 grid with up to 25 paylines. It has an RTP of 94 per cent, highlighting its appeal for new customers learning their way with online slots. The payouts from gaming are not as high as other slots, but still offer a good chance of regular wins.
Pay By Mobile Casino Sites: What are the Pros & Cons?
Pay By Mobile Casino Pros | Pay By Mobile Casino Cons |
|---|---|
|
|
|
|
|
|
Pay By Mobile Casinos: Responsible Gambling
Gambling should be seen as a form of entertainment, not a reliable way to generate income. Set a clear budget before you play, never exceed it, and avoid the temptation to chase losses.
All reputable casinos offer responsible gambling tools to help maintain healthy habits. These include options like deposit caps, loss limits, cooling-off periods and full self-exclusion if needed.
These tools are also available on betting sites, bingo sites, new slot sites and slot apps, or any other type of regulated online gambling platform.
Be sure not to get too carried away by free spins and free bet offers, which may seem valuable on first glance, but can become addictive.
Should you wish to seek help for gambling-related issues, there are several charities and healthcare providers who offer support and information:
Pay By Mobile Casino FAQS
1. How does Pay By Mobile work at online casinos?
Players select the ‘Pay By Mobile’ option when depositing, then enter their phone number and confirm the transaction via SMS. The deposit amount is added to their monthly phone bill or deducted from prepaid credit.
2. Are Pay By Mobile casino deposits safe?
Yes, Pay By Mobile deposits are safe as they don’t require sharing bank details, but only if the casino has a UKGC licence. If in doubt, check the public register. Transactions are encrypted and payments are processed through trusted mobile network providers.
3. Are there fees for using Pay By Mobile at casinos?
Most Pay By Mobile casino sites don’t charge fees for using this method to deposit, but some mobile providers may apply small transaction costs. Always check your network and casino’s terms before signing up.
4. Can I claim casino bonuses with Pay By Mobile deposits?
Some casinos exclude Pay By Mobile from bonus eligibility due to transaction fees. Always check the promotional terms and conditions before depositing. If restricted, consider using an alternative method such as a debit card for your first deposit to qualify for welcome bonuses.
5. Can I withdraw winnings using Pay By Mobile?
No, online casinos do not support withdrawals via Pay By Mobile. You’ll need to use an alternative method, such as a bank transfer or e-wallet, to withdraw any winnings.
We may earn commission from some of the links in this article, but we never allow this to influence our content. This revenue helps to fund journalism across The Independent.
We aim to offer every online gambler and reader of The Independent a safe and fair platform through unbiased reviews and offers from the UK’s best online gambling companies.
Gambling can be addictive, always play responsibly and only bet what you can afford to lose. Gambling sites have a number of tools to assist you to stay in control, including deposit limits and time outs. If you think you have a problem, advice and support is available for you now from BeGambleAware or Gamcare.
Any offers or odds listed in this article are correct at the time of publication but are subject to change. Terms & Conditions apply to all offers.





Bookmark popover
Removed from bookmarks