What cars are in car insurance group 17?

Cars in the UK fall into one of 50 insurance groups that determine the cost of their insurance cover. Affordable and lower-risk vehicles are assigned to the lower groups, which can make it easier to get a cheap car insurance quote, while high-performance and luxury models occupy the higher groups.

This guide focuses on group 17, which cars fall into this group and who they might be best suited for.

Which cars are in insurance group 17?

Insurance group 17 contains medium-sized family cars and sportier hatchbacks. Models include the following:

Audi A3
Ford Mondeo
Honda Civic
Lexus CT
SEAT Ateca
Audi Q2
Fiat Bravo
Nissan Qashqai (select models)

What factors determine which cars fall into insurance group 17?

Factor	Description
Engine size	Group 17 vehicles have modest 1.2 to 2.0-litre petrol or diesel engines, which offer greater capacity than smaller cars in lower groups. However, they aren’t as high-powered as sports cars.
Repair costs	Repair costs for the combination of family cars and premium hatchbacks are moderately higher than more basic models. Badges, such as Audi and BMW, increase pricing for parts, which results in greater premium costs.
Safety	Cars in this group feature standard safety kits, such as airbags and ABS brakes. Some include extras, such as parking sensors, but overall, they lack the cutting-edge technology found in luxury brands.
Performance	The performance of group 17 cars is well-suited for motorways while remaining practical for city driving. Though their engines deliver adequate speed, they aren’t designed for racing.
Theft appeal	Mid-range cars rarely appeal to thieves thanks to their standard specs and lack of pricey trims, which would otherwise raise premiums. It’s worth noting that while premium nameplates enhance the attractiveness of a car, they also increase insurance costs.
Driver profile	These cars appeal to middle-aged drivers aged 30-50 rather than high-risk young motorists, as younger and inexperienced drivers will still have to pay a higher premium, even if they opt for a car in group 17.

Who are group 17 cars most suitable for?

Group 17 cars are best suited for:

Families: spacious interiors and ample boot space make them ideal for school runs and shopping trips
Company fleets: a professional, stylish design plus low running costs appeal to businesses
Commuters: decent performance, including on motorways, makes these cars suitable for regular, longer journeys
Downsizers: those downsizing from larger cars will appreciate the significant space and lower costs of running and insuring vehicles in group 17
Second-hand buyers: reliable models from group 17 tend to offer good value on the second-hand market

Which car insurance group am I in?

You can find out which insurance group your car falls into by entering its make, model and year of registration into a free online car insurance group checker.

Your insurance provider can also confirm the precise group your car falls into. This will help you to assess premium quotes, as vehicles in higher groups typically come with more expensive insurance.

It’s important to note that insurance groups are regularly reviewed and can change over time. Always check your car’s current group when renewing your insurance to ensure you’re getting accurate quotes.

In summary, group 17 offers a middle ground between basic small cars and executive models. While this insurance still costs more than vehicles in lower groups, group 17 provides practicality and performance at a reasonable price.