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Annual Mercedes car insurance typically ranges from £600 for basic third-party policies up to £2,000+ for comprehensive cover. Rates are highest for AMG performance models and lowest for A-Class/B-Class models.
Specific variables that increase Mercedes insurance rates include:
In calculating premiums, insurers mainly examine:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums.
Insurers offer discounts for approved security devices, such as alarms and immobilisers, and secure garaging. These deter theft.
Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs. Finding the right balance is key.
Here are some top ways to get cheaper Mercedes insurance in the UK:
The keys to affordable Mercedes cover are shopping around, optimising risk factors and leveraging available discounts. Researching specialist Mercedes insurers on comparison sites yields the best opportunity for savings.
Mercedes vehicles typically span a wide range of groups from 10 to 50 depending on model, engine specifications and trim level. More powerful models sit in higher groups.
Mercedes cars have a reputation for solid engineering and reliability if properly maintained, though repair costs are higher than average.
Yes, Mercedes cars tend to have strong residual values compared to rivals, thanks to their premium image, quality interiors and performance.
Yes, Mercedes offers plug-in hybrid, hybrid and all-electric EQ models such as the C300e, GLE 350 de and EQC. More electric models are coming.
The A-Class hatchback and B-Class in lower trims offer some of the most affordable options for Mercedes buyers. Used Mercedes can also provide value.
Increasing excess, limiting mileage, adding experienced drivers, improving security and comparing quotes help cut Mercedes insurance costs.
