What cars are in car insurance group 11?

The Association of British Insurers assigns every car in the UK to an insurance group ranging from 1 to 50 based on factors such as value, engine size, security and repair costs. A lower insurance group typically means you can access cheap car insurance.

This article explores group 11, a mid-range bracket with popular models from leading brands such as Ford, Volkswagen and Toyota. Read on to find out which cars are included in group 11 and for whom they might be best suited.

What cars are in insurance group 11?

Typical group 11 cars include the following:

Vauxhall Meriva
Volkswagen Golf
Nissan Juke
Skoda Citigo
Fiat Punto
Hyundai i30
Alfa Romeo Mito
BMW 2-Series

This group comprises modestly sized hatchbacks and family cars with solid but unexciting specs that keep insurance costs in check. Overall, group 11 vehicles are practical city runabouts and make good first cars for new car owners.

What factors determine which cars fall into insurance group 11?

Factor	Description
Engine size	Most group 11 cars have 1.0- to 2.0-litre engines. Because more powerful engines increase insurance costs, group 11 cars are more affordable than sports cars, for example.
Repair costs	Affordable spare parts help keep premiums low, as complex bodywork repairs increase rates.
Safety features	Basic safety equipment, such as airbags and anti-lock braking systems, are standard in these cars.
Performance	With modest top speeds and a zero to 60mph time of around 11 seconds, group 11 cars have limited performance. More powerful cars attract increased premiums.
Threat of theft	Hatchbacks are unappealing for thieves, although the Volkswagen Golf has featured on the list of the most stolen cars in the UK. Sports cars and luxury SUVs are more common targets.
Driver profile	Insurers consider cars in group 11 suitable for new drivers and young families. Insurance rates are higher for under-25s and inexperienced drivers.

Who is insurance group 11 suitable for?

While insurance group 11 cars cost more to insure than those in lower groups, their premiums can be affordable for:

New drivers: group 11 vehicles are sensible first cars with manageable premiums despite driver inexperience
Young motorists: group 11 cars have decent specs without the high performance and increased running costs of sportier models
City dwellers: the small hatchbacks in this group allow for easy parking and agility in urban areas
Multi-car households: group 11 presents reasonably affordable options for second vehicles

Group 11 cars have good features, decent but unremarkable performance and affordable insurance costs, making them a practical first car or a good choice for families and regular commuters.

Which car insurance group am I in?

You can find your car’s insurance group by using a free insurance group checker.

Insurers can also confirm the exact group to which your car belongs. Knowing your rating helps you accurately compare premiums, as insurance is cheaper for cars in lower groups.

It’s important to remember that the Association of British Insurers constantly re-evaluates cars, meaning that groups change over time. Always check your vehicle’s current group when renewing your insurance to ensure you get accurate quotes.

In conclusion, group 11 offers reasonably priced premiums for starter cars and nimble city runarounds. The cars aren’t thrilling, but their solid specs and affordability provide good value for drivers seeking lower insurance premiums.