What cars are in car insurance group 14?

The Association of British Insurers assigns every car in the UK to one of 50 car insurance groups based on factors such as value and performance. The group your car is assigned to can significantly impact the cost of cover. For example, more luxurious high-performance models occupy the upper groups, with pricier insurance.

This article focuses on group 14, a moderately-priced category that includes family hatchbacks, small SUVs and executive saloons. While these cars are more powerful than those in lower groups, these mainstream models still allow you to access relatively cheap car insurance when compared to elite vehicles in higher brackets.

Which cars are in insurance group 14?

Car insurance group 14 contains a range of models, including:

Vauxhall Corsa (select models)
Volkswagen Golf (select models)
BMW 2 Series
Mercedes-Benz A-Class
Skoda Octavia
Toyota Prius
Renault Mégane (select models)
Hyundai ix35

What factors determine which cars fall into insurance group 14?

Factor	Description
Engine size	Group 14 cars tend to have 1.4- to 2.0-litre petrol or diesel engines. More power means higher premiums than for cars in lower groups.
Repair costs	Hatchbacks are inexpensive to repair, but premium brand parts can cost more, which could increase insurance costs.
Safety features	Models in group 14 offer core safety features, such as airbags and stability control.
Performance	Group 14 cars aren’t high-performance vehicles, which keeps insurance premiums low, as faster acceleration and higher top speeds result in added risks (and higher costs).
Threat of theft	Hatchbacks and family cars tend not to be appealing for theft, but some group 14 models, such as the Volkswagen Golf, are regularly targeted, thus increasing premiums.
Driver profile	Insurers view these cars as being suitable for a wide range of drivers, unlike the lower groups, which are primarily aimed at young and new drivers, who have the highest insurance costs.

Who are group 14 cars most suitable for?

Group 14 cars provide are a good option for:

Small families: hatchbacks and small SUVs work well as practical family transport
Company car drivers: popular mainstream models in this group align with many fleet requirements
Urban commuters: good fuel efficiency suits city driving and short trips

Which car insurance group am I in?

You can check your car’s insurance group by entering its details into a free car insurance group checker. Insurers can confirm this information.

Knowing your car’s group helps when comparing premiums, as cars in higher groups typically have more expensive insurance. It’s important to note that groups are reassessed regularly, so always check your vehicle’s current group when renewing your policy.

In summary, group 14 provides a middle ground between basic cars and expensive premium models. For many drivers, they present an ideal blend of performance, practicality and relatively affordable insurance.