The Independent’s journalism is supported by our readers. When you purchase through links on our site, we may earn commission. Why trust us?
Cars in the UK are categorised into one of 50 insurance groups by the Association of British Insurers. This influences the price of insurance, ranging from the most affordable policies in groups 1-3 to the pricier premiums in groups 40-50.
This guide focuses on insurance group 19. Models in this group strike a good balance of performance, comfort and safety without the hefty price tags associated with more powerful cars, and they may still be eligible for cheap car insurance.
Models in group 19 include:
Factor | Description |
---|---|
Engine size | Group 19 cars have mid-range 1.4 to 2.0-litre petrol or diesel engines. They’re more costly to repair than smaller engines but less expensive than high-performance motors. |
Repair costs | Group 19 contains a combination of mass market and luxury models, which means their repair costs are moderate to high. The more advanced features found in some models tend to increase repair bills, which in turn increases insurance premiums. |
Safety | Vehicles in group 19 include solid safety features, such as airbags and an anti-lock braking system, as standard, although some models come with advanced safety technologies. Insurers typically offer lower premiums on cars with enhanced safety features. |
Performance | Cars in group 19 offer mid-range performance capabilities. They’re faster and more powerful than cars in lower insurance groups but less powerful than high-end sports models. |
Theft appeal | Most vehicles in insurance group 19 have a low to moderate risk of theft. However, the Jeep Compass seems to have an increased risk of being targeted for theft, likely due to its popularity and high resale value. |
Driver profile | Group 19 cars appeal to a range of drivers, from young motorists to families. Young and inexperienced drivers typically have higher insurance premiums, while costs are lower for older motorists. |
Group 19 cars are best suited to: