What cars are in car insurance group 13?

A vehicle’s insurance group plays a significant role in determining whether it’s eligible for cheap car insurance quotes. The Association of British Insurers (ABI) assigns every vehicle to one of 50 groups, indicating the premium pricing for that model.

Our guide focuses on group 13, including what cars fall into that group and who they might be best suited for.

What cars are in insurance group 13?

Car insurance group 13 mainly consists of family cars, including the following models:

Skoda Rapid (select models)
Suzuki Vitara (select models)
Hyundai i40 (select models)
Audi Q2 (select models)
Citroen C3 Picasso (select models)
Citroen SpaceTourer (select models)

This group comprises well-equipped cars that make for practical family transportation options. Their solid specs increase their value, repair costs and insurance premiums. While they’re not the most luxurious vehicles, group 13 cars still carry reasonable price tags.

What factors determine insurance group 13?

Factor	Description
Engine size	Group 13 cars typically have 1.4- to 2.0-litre petrol or diesel engines. More powerful engines increase insurance costs, so these cars have reasonable premiums compared to sports cars and high-performance models.
Repair costs	Spare parts for these cars are moderately priced, given the specifications and the limited need for complex repairs, which keeps premiums down.
Safety features	Features such as airbags, ABS, parking sensors and immobilisers are common in group 13 cars.
Performance	With 0-60mph times around 9-10 seconds and top speeds of 100-120mph, group 13 cars have modest performance. This raises insurance costs compared to vehicles in the lower groups but keeps premiums below supercars and sports models.
Threat of theft	Family cars are less likely to be targeted by thieves than executive models, which reduces their insurance costs.
Driver profile	Insurers see group 13 cars as suitable for new drivers and families. Premiums are higher for young or inexperienced motorists.

Who is insurance group 13 suitable for?

While insurance group 13 cars cost more to insure than those in lower groups, their premiums can be affordable for:

New drivers: group 13 cars provide a good first vehicle with manageable premiums despite a driver’s lack of experience
Younger motorists: these cars offer good safety equipment and decent performance without the running costs of more powerful models
Young families: group 13 cars provide the space, safety features and affordability needed to transport kids without incurring unnecessarily high insurance and other running costs
Multi-car families: group 13 offers sensible options for secondary vehicles
City dwellers: group 13 includes compact cars with nimble handling, making them practical and appealing for urban areas where parking and congestion are considerations

Which car insurance group am I in?

You can find your car’s insurance group by entering your vehicle’s make, model and registration year into a free car insurance group checker tool.

Your insurer will also be able to tell you the exact group your car falls into. Knowing your insurance group helps compare premium quotes, as lower groups typically mean less expensive premiums.

One important note is that the ABI continually reassesses cars and may move a vehicle into a different group over time. For example, the Toyota Auris shifted from group 10 to group 11 in 2022. Therefore, it’s wise to double-check your vehicle’s current group when renewing your insurance to get the most accurate quotes.

Overall, group 13 offers reasonable insurance rates for affordably priced family cars with generous equipment and decent performance. While they’re not the most exciting vehicles to drive, their premiums reflect their practicality and solid specifications.