Compare Fiat 500 car insurance in the UK

Insurers assess many risk factors when calculating premiums. The major ones include:

Driving record

Insurance costs increase significantly for drivers with a history of recent accidents, convictions, licence suspensions or other violations. Maintaining a clean driving history is critical.

Vehicle use

Mileage and usage directly impact rates. Driving your Fiat 500 daily attracts higher premiums than occasional recreational use.

Vehicle security

Fiat 500s have high theft rates, so insurers offer discounts for installing alarms, immobilisers and tracking devices and parking securely to deter theft.

Coverage limits

Lower coverage levels mean lower premium costs, but it leaves drivers exposed to high out-of-pocket costs if a major claim occurs. Finding the right balance is important.

Here are some top ways to get cheaper insurance for a Fiat 500:

• Shop around extensively. Specialty insurers familiar with the Fiat 500 often offer better rates than mainstream providers
• Ask about discounts for multi-car policies, low mileage, experienced drivers, advanced driving courses and more
• Increase your excess to £500 or higher. This cuts premiums but raises out-of-pocket costs if you make a claim
• Add an experienced second driver, such as a partner or parent. Their good record can offset the costs for an inexperienced main driver
• Limit your Fiat 500 to recreational use only if possible. It’s cheaper to insure for occasional driving than daily use
• Improve security with an approved alarm and tracking system. Also ensure proper storage in a locked garage