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Volkswagen is one of the most popular car brands in Britain, but insuring these family-friendly models still comes at a cost. This guide examines Volkswagen car insurance rates and offers tips for finding affordable cover.
Annual Volkswagen insurance premiums typically range from £700 to £1,700 depending on the model, type of cover, driver details, and intended use.
Factors that increase Volkswagen insurance costs include:
In calculating premiums, insurers mainly examine:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums.
Insurers offer discounts for approved security devices and secure garaging, which deter theft and damage claims.
Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs. Finding the right balance is essential.
Here are some top ways to get cheaper Volkswagen insurance in the UK:
The keys to finding affordable Volkswagen cover are shopping around, minimising risk factors and leveraging available discounts. Taking the time to compare specialist Volkswagen insurers on comparison sites yields the best savings.
Volkswagens typically fall into insurance groups 2 to 39 depending on the model, engine specifications, price and other factors. More powerful models sit in higher groups.
Volkswagens have a reputation for good reliability and dependability if serviced properly. Maintenance costs are moderate.
Most Volkswagens achieve five-star Euro NCAP safety ratings thanks to rigid body construction and standard driver-assistance features.
Yes, Volkswagens tend to hold value well compared to rivals, thanks to their trusted brand image and reputation.
Yes, Volkswagen offers many hybrid, plug-in hybrid and all-electric models, such as the Golf GTE, Passat Estate GTE and ID.3.
Increasing excess, limiting mileage, adding experienced drivers, improving security, choosing base models and shopping around help to reduce costs.
